I'm calling this painted finished after working on it this morning. The photo was taken in natural light and I still had to desaturate the photo a little.
More paint was added to the flower bushes, with darks added to the shrubs and window areas that are in shadow, plus darkened the pink decorative board beside the window. In Photoshop, I removed the color to check the values. Many thanks to L.W. Roth for suggesting that I look at the values in the painting.